Have You Got {name} on Your Report?
Let's review with a simple process.
Verify Reporting Accuracy
Assess Your Available Options
Select the Most Suitable Solution
Frequently Asked Questions
Who does {name} collect debts for?
{name}, a debt retrieval company, includes debt collection entries on your credit report. They often acquire debt from the original creditor, such as credit card or loan companies, sometimes at notably reduced rates, occasionally as low as 10%. Alternatively, they may act as representatives for other entities, assigned with the task of debt recovery. They frequently communicate with debtors via mail or phone, demanding repayment. Unfortunately, this results in a collections entry on your credit report, negatively impacting your credit score and limiting your opportunities for loan approvals and other financial transactions.
How to Erase {name}?
If the details of the {name} account on your credit report are incorrect, mistaken, or fraudulent, you may have the opportunity to have it removed, particularly if corrections cannot be made within a reasonable timeframe. According to the U.S. PIRGs, 79% of credit reports contain errors or inaccuracies. We specialize in contesting such accounts on behalf of our clients.
Is {name} a Debt Collection Firm?
Yes, {name} functions as a debt retrieval agency, appending debt collection records to your credit report. They obtain debt from creditors who have ceased collection efforts, a process commonly referred to as "charge-off."
Will {name} Impact Your Credit?
Any negative mark within the statute of limitations can significantly affect your credit score, and collections accounts are no exception.
Can You Negotiate a Settlement with {name}?
Resolving your debt with {name} may positively or negatively affect your credit score, depending on various factors. In some instances, you may not need to make any payments, and if discrepancies exist in the account, it could potentially be entirely removed, ceasing all further communication.
Are You A Debt Collection Agency?
No we are not debt collectors. We act as a third party service that deals with collection agencies on your behalf if you choose to work with us.